That’s not what i’m suggesting, and the limits and costs associated with externalities could be tuned so that the life of a normal person would not be altered if not in the sense that you would get additional have tokens that you can keep or sell depending on your needs and personal values. I can elaborate if it’s unclear.
The real change would be that if a billionaire wants to live that kind of lifestyle, they would have to gather enough tokens from the market. This would really enable some sort of trickle down because they would have to buy the tokens from you and you would always be able to tell them “no” and keep them from polluting.
To clarify, these tokens would be in addition to money, not a replacement for them. It’s a concept more similar to the carbon markets but they would be at the level of the citizen.